And agrees to a financial payment and training. A recent conciliation agreement between HUD and a Michigan housing provider shows that HUD continues to monitor compliance with the Violence Against Women Act.
And denying admissions into the Multifamily Housing program. Earlier this year, the White House published a “Blueprint for a Renter Bill of Rights” that was intended to support the development of policies and procedures that promote fairness for those living in rental housing. In support of this initiative, HUD recently issued messages to public housing agencies and site owners to remind them of their obligations and to share best practices for informing rejected applicants about why they were turned down for housing.
Screening for credit and rental history are among the list of permitted screening criteria commonly used by owners [HUD Handbook 4350.3, par. 4-7(F)]. The Fair Trade Commission (FTC) recently issued new guidance for owners who use background checks to screen tenants to help them comply with the federal Fair Credit Reporting Act (FCRA), which the FTC helps enforce.
The federal Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 requires users of consumer reports, beginning on July 21, 2011, to also provide credit scores to applicants if the score was used in taking adverse or unfavorable action against the applicant. Adverse action notices are provided to rental applicants who, after the resident screening process, are denied or conditionally accepted (that is, subject to a cosigner or higher deposit) based on information in a consumer report.
